Terms and Conditions
The website you have entered (MoneyLot.com, its sub-domains, affiliated websites and applications, any mobile versions) and any services or Content (as defined below) available therefrom (the “Site”) is a copyrighted work owned and operated by MoneyLot (“MoneyLot,” “we” or “us”).BY ACCESSING OR USING THE SITE, YOU HEREBY AFFIRM THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THE FOLLOWING TERMS AND CONDITIONS (THE “TERMS”). THESE TERMS TOGETHER WITH THE PRIVACY POLICY (LOCATED HERE) CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND DONORSEE.
IF YOU ARE UNDER 18 YEARS OLD, YOUR PARENT OR LEGAL GUARDIAN MUST READ, UNDERSTAND, AND AGREE TO THESE TERMS ON YOUR BEHALF PRIOR TO YOUR ACCESS TO AND USE OF THE SITE. IF YOU DO NOT AGREE TO THESE TERMS OR HAVE NOT OBTAINED YOUR PARENT OR LEGAL GUARDIAN'S CONSENT TO AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SITE. IN NO EVENT MAY YOU ACCESS OR USE THIS SITE IF YOU ARE UNDER THE AGE OF 13.
YOUR ACCESS TO AND USE OF THE SITE CONSTITUTES ACCEPTANCE OF THESE TERMS.
Acceptance of Terms
By accessing or using the services provided by MoneyLot (referred to as "the Company," "we," "us," or "our"), you agree to comply with and be bound by these Terms of Service ("TOS"). If you do not agree to these TOS, please do not use our services.
Description of Services
MoneyLot offers digital agency banking services, including account management, debit card issuance, point-of-sale (POS) services, and agent network management through its website and mobile application.
Eligibility
You must be at least 18 years old and legally capable of entering into a contract to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
User Accounts
Registration:
To access certain features of our services, you may be required to create a user account. You agree to provide accurate, current, and complete information during the registration process and to update this information as necessary to maintain its accuracy.
Security:
You are responsible for maintaining the security of your account credentials, including your username and password. You agree not to share your login information with others and to notify us immediately if you suspect unauthorized access to your account.
Agent Network
Agent Partners:
MoneyLot collaborates with agent partners in various locations to provide services. These agents are independent entities, and any services they offer are subject to their respective terms and conditions.
Merchant Services:
Merchants may provide services such as POS transactions, account deposits, and withdrawals. MoneyLot is not responsible for any actions or omissions of its merchant partners.
Privacy
We respect your privacy and handle your personal information in accordance with our Privacy Policy, which is an integral part of these TOS.
Use of Services
Prohibited Activities: you agree not to engage in any of the following activities while using our services:
- Violating any applicable laws or regulations.
- Impersonating another person or entity.
- Uploading, transmitting, or sharing any harmful or illegal content.
- Attempting to gain unauthorized access to our systems or others' accounts.
- Engaging in any activity that disrupts, interferes with, or harms our services.
Termination:
We reserve the right to suspend or terminate your access to our services if you violate these TOS or engage in any prohibited activities.
Fees and Payments
Some of our services may be subject to fees, which will be clearly disclosed to you. You agree to pay all applicable fees as described in our Fee Schedule.
Intellectual Property
All content, trademarks, logos, and intellectual property on our website and mobile application are owned by or licensed to MoneyLot. You may not use, reproduce, or distribute our content without our express written consent.
Disclaimer of Warranties
Our services are provided "as is" and "as available." We do not make any warranties, express or implied, regarding the reliability, accuracy, or availability of our services.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
Governing Law and Jurisdiction
These TOS are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from or relating to these TOS shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
Changes to Terms
We reserve the right to update or modify these TOS at any time. You will be notified of any material changes, and your continued use of our services after such changes will constitute your acceptance of the revised TOS.
Contact Us
If you have any questions or concerns about these TOS, please contact us at [email protected].